Korea Take-Home Pay Calculator (2026)
Enter your annual salary to see what lands in your bank account each month after National Pension, health insurance, employment insurance and income tax. Updated for the 2026 rate increases and the July 2026 pension cap.
2026 Korea salary after tax table
Assumes ₩200,000 tax-free meal allowance and no dependents. Click a salary for a breakdown by number of dependents.
| Salary | Monthly gross | Deductions | Take-home |
|---|---|---|---|
| ₩20 million | ₩1,666,666 | ₩151,310 | ₩1,515,356 |
| ₩21 million | ₩1,750,000 | ₩161,430 | ₩1,588,570 |
| ₩22 million | ₩1,833,333 | ₩171,300 | ₩1,662,033 |
| ₩23 million | ₩1,916,666 | ₩181,210 | ₩1,735,456 |
| ₩24 million | ₩2,000,000 | ₩191,380 | ₩1,808,620 |
| ₩25 million | ₩2,083,333 | ₩201,270 | ₩1,882,063 |
| ₩26 million | ₩2,166,666 | ₩211,160 | ₩1,955,506 |
| ₩27 million | ₩2,250,000 | ₩221,340 | ₩2,028,660 |
| ₩28 million | ₩2,333,333 | ₩231,220 | ₩2,102,113 |
| ₩29 million | ₩2,416,666 | ₩241,110 | ₩2,175,556 |
| ₩30 million | ₩2,500,000 | ₩251,300 | ₩2,248,700 |
| ₩31 million | ₩2,583,333 | ₩261,180 | ₩2,322,153 |
| ₩32 million | ₩2,666,666 | ₩271,070 | ₩2,395,596 |
| ₩33 million | ₩2,750,000 | ₩281,340 | ₩2,468,660 |
| ₩34 million | ₩2,833,333 | ₩292,590 | ₩2,540,743 |
| ₩35 million | ₩2,916,666 | ₩305,520 | ₩2,611,146 |
| ₩36 million | ₩3,000,000 | ₩319,080 | ₩2,680,920 |
| ₩37 million | ₩3,083,333 | ₩331,980 | ₩2,751,353 |
| ₩38 million | ₩3,166,666 | ₩348,210 | ₩2,818,456 |
| ₩39 million | ₩3,250,000 | ₩368,470 | ₩2,881,530 |
| ₩40 million | ₩3,333,333 | ₩387,990 | ₩2,945,343 |
| ₩41 million | ₩3,416,666 | ₩407,500 | ₩3,009,166 |
| ₩42 million | ₩3,500,000 | ₩429,920 | ₩3,070,080 |
| ₩43 million | ₩3,583,333 | ₩449,440 | ₩3,133,893 |
| ₩44 million | ₩3,666,666 | ₩468,940 | ₩3,197,726 |
| ₩45 million | ₩3,750,000 | ₩488,500 | ₩3,261,500 |
| ₩46 million | ₩3,833,333 | ₩507,600 | ₩3,325,733 |
| ₩47 million | ₩3,916,666 | ₩526,410 | ₩3,390,256 |
| ₩48 million | ₩4,000,000 | ₩553,870 | ₩3,446,130 |
| ₩49 million | ₩4,083,333 | ₩573,640 | ₩3,509,693 |
| ₩50 million | ₩4,166,666 | ₩593,440 | ₩3,573,226 |
| ₩51 million | ₩4,250,000 | ₩613,290 | ₩3,636,710 |
| ₩52 million | ₩4,333,333 | ₩633,080 | ₩3,700,253 |
| ₩53 million | ₩4,416,666 | ₩652,870 | ₩3,763,796 |
| ₩54 million | ₩4,500,000 | ₩675,660 | ₩3,824,340 |
| ₩55 million | ₩4,583,333 | ₩695,450 | ₩3,887,883 |
| ₩56 million | ₩4,666,666 | ₩715,230 | ₩3,951,436 |
| ₩57 million | ₩4,750,000 | ₩735,100 | ₩4,014,900 |
| ₩58 million | ₩4,833,333 | ₩754,870 | ₩4,078,463 |
| ₩59 million | ₩4,916,666 | ₩774,690 | ₩4,141,976 |
| ₩60 million | ₩5,000,000 | ₩797,470 | ₩4,202,530 |
| ₩61 million | ₩5,083,333 | ₩817,250 | ₩4,266,083 |
| ₩62 million | ₩5,166,666 | ₩837,050 | ₩4,329,616 |
| ₩63 million | ₩5,250,000 | ₩856,900 | ₩4,393,100 |
| ₩64 million | ₩5,333,333 | ₩876,680 | ₩4,456,653 |
| ₩65 million | ₩5,416,666 | ₩896,490 | ₩4,520,176 |
| ₩66 million | ₩5,500,000 | ₩919,270 | ₩4,580,730 |
| ₩67 million | ₩5,583,333 | ₩939,050 | ₩4,644,283 |
| ₩68 million | ₩5,666,666 | ₩958,850 | ₩4,707,816 |
| ₩69 million | ₩5,750,000 | ₩978,690 | ₩4,771,310 |
| ₩70 million | ₩5,833,333 | ₩998,480 | ₩4,834,853 |
| ₩71 million | ₩5,916,666 | ₩1,018,290 | ₩4,898,376 |
| ₩72 million | ₩6,000,000 | ₩1,041,070 | ₩4,958,930 |
| ₩73 million | ₩6,083,333 | ₩1,085,260 | ₩4,998,073 |
| ₩74 million | ₩6,166,666 | ₩1,105,180 | ₩5,061,486 |
| ₩75 million | ₩6,250,000 | ₩1,131,820 | ₩5,118,180 |
| ₩76 million | ₩6,333,333 | ₩1,158,860 | ₩5,174,473 |
| ₩77 million | ₩6,416,666 | ₩1,185,890 | ₩5,230,776 |
| ₩78 million | ₩6,500,000 | ₩1,217,720 | ₩5,282,280 |
| ₩79 million | ₩6,583,333 | ₩1,244,770 | ₩5,338,563 |
| ₩80 million | ₩6,666,666 | ₩1,271,790 | ₩5,394,876 |
| ₩81 million | ₩6,750,000 | ₩1,298,890 | ₩5,451,110 |
| ₩82 million | ₩6,833,333 | ₩1,324,370 | ₩5,508,963 |
| ₩83 million | ₩6,916,666 | ₩1,348,470 | ₩5,568,196 |
| ₩84 million | ₩7,000,000 | ₩1,377,570 | ₩5,622,430 |
| ₩85 million | ₩7,083,333 | ₩1,401,660 | ₩5,681,673 |
| ₩86 million | ₩7,166,666 | ₩1,425,760 | ₩5,740,906 |
| ₩87 million | ₩7,250,000 | ₩1,449,850 | ₩5,800,150 |
| ₩88 million | ₩7,333,333 | ₩1,473,950 | ₩5,859,383 |
| ₩89 million | ₩7,416,666 | ₩1,498,040 | ₩5,918,626 |
| ₩90 million | ₩7,500,000 | ₩1,527,150 | ₩5,972,850 |
| ₩91 million | ₩7,583,333 | ₩1,551,240 | ₩6,032,093 |
| ₩92 million | ₩7,666,666 | ₩1,575,340 | ₩6,091,326 |
| ₩93 million | ₩7,750,000 | ₩1,599,440 | ₩6,150,560 |
| ₩94 million | ₩7,833,333 | ₩1,623,520 | ₩6,209,813 |
| ₩95 million | ₩7,916,666 | ₩1,647,630 | ₩6,269,036 |
| ₩96 million | ₩8,000,000 | ₩1,676,730 | ₩6,323,270 |
| ₩97 million | ₩8,083,333 | ₩1,700,810 | ₩6,382,523 |
| ₩98 million | ₩8,166,666 | ₩1,724,920 | ₩6,441,746 |
| ₩99 million | ₩8,250,000 | ₩1,749,010 | ₩6,500,990 |
| ₩100 million | ₩8,333,333 | ₩1,773,110 | ₩6,560,223 |
| ₩110 million | ₩9,166,666 | ₩2,029,100 | ₩7,137,566 |
| ₩120 million | ₩10,000,000 | ₩2,343,920 | ₩7,656,080 |
| ₩130 million | ₩10,833,333 | ₩2,723,050 | ₩8,110,283 |
| ₩140 million | ₩11,666,666 | ₩3,078,870 | ₩8,587,796 |
| ₩150 million | ₩12,500,000 | ₩3,434,690 | ₩9,065,310 |
| ₩160 million | ₩13,333,333 | ₩3,790,490 | ₩9,542,843 |
| ₩170 million | ₩14,166,666 | ₩4,146,310 | ₩10,020,356 |
| ₩180 million | ₩15,000,000 | ₩4,528,010 | ₩10,471,990 |
| ₩190 million | ₩15,833,333 | ₩4,910,750 | ₩10,922,583 |
| ₩200 million | ₩16,666,666 | ₩5,293,510 | ₩11,373,156 |
How take-home pay is calculated
- Monthly pay = annual salary ÷ 12 (÷ 13 if severance is included)
- Taxable pay = monthly pay − non-taxable allowances
- Social insurance = taxable pay × pension 4.75% + health 3.595% (+ long-term care 13.14%) + employment 0.9%
- Income tax from the official withholding table (by dependents), plus 10% local income tax
- Take-home = monthly pay − social insurance − income tax − local tax
FAQ
Why does my payslip differ slightly from this estimate?
Employers treat non-taxable allowances (meals, car upkeep, childcare) differently, and income tax depends on the withholding table bracket and the 80/100/120% withholding option you choose. Health insurance is re-settled every April against last year's pay. This calculator reproduces the official withholding formula, so income tax may differ from the table by a few thousand won a month; the difference is settled at year-end tax settlement.
How much did Korean social insurance rates rise in 2026?
National Pension went from 9% to 9.5% (4.75% paid by the employee) and health insurance from 7.09% to 7.19% (3.595% employee share). Long-term care is 13.14% of the health premium and employment insurance stays at 0.9%. The pension rate rises 0.5 percentage points a year until it reaches 13% in 2033.
Is there a cap on National Pension contributions?
Yes. From July 2026 to June 2027 the monthly income used for pension is capped at ₩6,590,000 (floor ₩410,000), so the employee contribution is at most ₩313,020 a month.
My contract says severance is included in my salary. How do I calculate?
Divide the annual amount by 13 instead of 12: you receive 12/13 as monthly pay and 1/13 is set aside as severance. Tick 'Salary includes severance' in the calculator.
Who counts as a dependent for withholding?
Count yourself and your spouse as one each, plus dependents with annual income of ₩1 million or less (₩5 million or less in salary). If any are children aged 8 to 20, enter them separately: since March 2026 withholding drops by ₩20,830 for one child, ₩45,830 for two, and ₩33,330 for each additional child.